in Interest-Free Payments Promotions: $10 Welcome Bonus & Give $10, Get $10 Referrals Promo 2022

Afterpay is welcoming new users with a $10 bonus credit when signing up for an account through a referral link. You’ll also receive an additional $10 bonus credit for every person who claims their welcome bonus using your unique referral link.

If you’ve been doing some online shopping recently, you might have noticed Afterpay as a payment option with some popular retailers. The service allows you to buy now and pay later, with no fees and no interest on your purchases. It’s a great alternative to credit cards and their massive interest charges if you don’t make your payments on time. For more on Afterpay and their current offers, keep reading.

Afterpay $10 Welcome Bonus

Enjoy $10 in bonus credit towards your first Afterpay purchase of $50 or more when you use a referral link to sign up for a free Afterpay account.

You can use one of the referral links below:

Afterpay Give $10, Get $10 Referrals

Get a promotional code for $10 in bonus credit – to be used towards a future Afterpay purchase of $50 or more – when you refer a new customer, and they use your unique referral link to create a new account and complete their first Afterpay purchase. Each of your referrals will also receive $10 in bonus credit as a welcome gift.

Promotional codes and referral credits will expire 90 days after they are issued. You can receive a maximum of five referral bonuses, for up to $50 in total bonus credit.

See their referral program terms.

Afterpay Features

When you’re shopping online and ready to complete your purchase, you will see Afterpay as a payment option if you’re shopping with a participating retailer. The service will split the cost of your order into four equal payments, with the first one due at the time of purchase. Subsequent payments are due bi-weekly thereafter.

For example, let’s say you’re making a $200 purchase. You would have to pay $50 when you complete your order, and pay another $50 every two weeks after that, until the balance is paid off. There’s also the option to make a payment manually at any time.

If you have the Afterpay app, you can use the service in-store when making purchases.

In order to use Afterpay, you need to be over 18. It’s free to create an Afterpay account, and there’s no credit check. You’re also required to link a debit or credit card, so your payments are automatic.

To start off with, Afterpay will give you a limit, usually under $500. With timely payments, your limit will likely increase.

In the United States, Afterpay works with over 3,300 partner retailers, including Anthropologie, ColourPop, Forever21, Free People, Kylie Cosmetics, NARS, Rebecca Minkoff, Revolve, Steve Madden, Sunglass Hut, True Religion and Urban Outfitters.

Afterpay Fees

As a consumer, there are no interest charges or fees to use Afterpay if you pay on time. If you don’t have enough money in your bank account when a payment is due, your Afterpay account will lock until you’re able to make the payment. You will be charged a late fee, up to a maximum of $8, if your payment is late by 11pm EST the following day. There’s another late fee charge if you fail to make your payment within seven days. Late fees are capped at $8 or 25% of the purchase value, whichever is less.

In comparison, credit cards typically charge about 20% interest if you fail to make your payments on time.

Bottom Line

Afterpay is a good alternative to credit cards and their high interest rates. The service lets you make purchases and pay for them over time, with no fees and no interest.

If you’re really good at keeping your spending in check, and you always make your payments on time, then you might as well go for one of the best cash back credit cards or one of the best travel rewards credit cards to earn cash back, points or miles. Even the Jasper Mastercard provides 1% cash back rewards with no credit history needed to apply.


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