American Specific Premium Automobile Rental Safety for U.S. Card Members

American Specific gives Premium Automobile Rental Safety for all U.S.-based American Specific card members, besides company playing cards, for less than $24.95 per rental.

You pay simply 1 flat charge of $24.95 per rental for as much as 42 consecutive days of protection, and there’s no cost to enroll your playing cards.

Premium Automobile Rental Safety gives as much as $100,000 in main theft and injury protection, and you may make a declare with out paying a deductible.

After all, there’s a Automobile Rental Loss and Harm Insurance coverage already constructed into eligible American Specific Playing cards, however the primary distinction is that the Premium Automobile Rental Safety offers main insurance coverage whereas the default protection solely gives secondary insurance coverage.

This mainly signifies that when you use the Premium Automobile Rental Safety, then you’ll not have to make a declare in your private coverage in case you are concerned in an accident or theft.

However, when you use the default Automobile Rental Loss and Harm Insurance coverage supplied by American Specific, then you definately could be required to gather out of your private auto coverage first, after which the secondary insurance coverage would pay for any overage that isn’t coated by your private auto coverage.

Since you’ll then be submitting a declare in your private auto coverage, this may probably lead to your Auto Insurance coverage Charges rising as properly.

You may at all times decide to get your insurance coverage protection instantly from the automotive rental service, however full protection normally prices much more than the $24.95 flat charge per rental provided by Premium Automobile Rental Safety, so that’s how this selection can even prevent cash.

Premium Automobile Rental Safety Particulars

Premium Automobile Rental Safety is main insurance coverage for theft of and injury to the rented automobile, which signifies that you received’t have to make use of your individual insurance coverage first, or pay a deductible.

It’s necessary to notice that there might sometimes be some situations during which your private automotive insurance coverage firm might nonetheless be notified, equivalent to when you induced an accident that resulted in adjustments to your driving historical past report.

You may be taught extra about Premium Car Rental Protection and enroll your playing cards at the moment on the American Specific web site.

Who Can Use Premium Automobile Rental Safety

Premium Automobile Rental Safety is insurance coverage protection provided by the American Specific Journey Associated Companies Firm to assist shield American Specific card members and passengers when the cardboard member makes use of an enrolled card to pay for a Automobile Rental from a rental firm.

Protection consists of reimbursement for injury to or theft of the rental automotive and private property in addition to medical bills and dying and dismemberment advantages ensuing from a coated accident.

Protection is worldwide apart from automobiles rented in Australia, Eire, Israel, Italy, Jamaica, and New Zealand.

Enrollment is on the market to client and small enterprise card members residing within the 50 United States of America or the District of Columbia, however company card members usually are not eligible.

Pricing for Premium Automobile Rental Safety

There isn’t any price to enroll in Premium Automobile Rental Safety, and there are not any month-to-month, annual, or cancellation charges.

You pay a flat price of $19.95 or $24.95 per rental ($17.95 for California residents) every time a rental automotive is charged to your enrolled American Specific Card, till protection is terminated.

The flat charge covers the length of the rental, for as much as 42 consecutive days (as much as 30 consecutive days for Washington card members).

What the Plan Covers

1. The $100,000 protection degree with a premium of $24.95 covers:

  • As much as $100,000 of main injury and theft protection for the rental automotive.
  • As much as $100,000 of Unintended Loss of life and Dismemberment (AD&D) protection.
  • As much as $15,000 per individual of extra protection for Medical Bills.
  • As much as $5,000 per individual of extra protection for private property, most of $10,000 for all. For Florida Residents, as much as $15,000 per individual of extra protection for private property, most of $25,000.
  • This product doesn’t embrace legal responsibility protection.

2. The $75,000 protection degree with a premium of $19.95 covers:

  • As much as $75,000 of main injury and theft protection for the rental automotive.
  • As much as $75,000 of Unintended Loss of life and Dismemberment (AD&D) protection.
  • As much as $7,500 per individual of extra protection for Medical Bills.
  • As much as $2,500 per individual of extra protection for private property, most of $5,000 for all.
  • This product doesn’t embrace legal responsibility protection.

3. For California Residents – The $100,000 protection degree with a premium of $17.95 covers:

  • As much as $100,000 of main injury and theft protection for the rental automotive.
  • As much as $250,000 of Unintended Loss of life and Dismemberment (AD&D) protection.
  • As much as $15,000 per individual of extra protection for Medical Bills.
  • As much as $5,000 per individual of extra protection for private property, most of $10,000 for all.
  • This product doesn’t embrace legal responsibility protection.

Automobiles Coated by the Plan

The Plan covers most automobiles sometimes obtainable from a Rental Firm, from smaller economic system sizes to giant luxurious sedans, convertibles, unique vehicles (price greater than $50,000), minivans, vans, pickup vehicles, and full-sized SUVs.

The automobile have to be rented from a Rental Firm, which is a industrial rental company that rents passenger-type motor automobiles, nevertheless it doesn’t embrace an organization whose main enterprise is one thing apart from renting vehicles, equivalent to an auto physique store or a transferring van firm.

Excluded automobiles embrace: cars which were custom-made or modified from the producer’s manufacturing unit specs, apart from driver’s help tools for the bodily challenged; any rented automobile used for rent or industrial functions; vintage vehicles (vehicles over 20 years outdated or vehicles that haven’t been manufactured for over 10 years); limousines; and off-road automobiles, bikes, motorbikes, mopeds, leisure automobiles, golf or motorized carts, campers, transferring vehicles or transferring vans, and trailers. Automobiles coated might fluctuate by state.

Protection Routinely Prolonged to Different American Specific Playing cards

In case you are the essential card member, your different American Specific card accounts, and any extra playing cards issued on these accounts, are mechanically enrolled within the Premium Automobile Rental Safety Plan.

Any card accounts issued to you sooner or later, and extra playing cards on these accounts, may even be enrolled.

Playing cards that aren’t enrolled embrace company playing cards, extra playing cards enrolled independently, extra playing cards issued to you on another person’s account, and any card issued by a third-party financial institution companion of American Specific.

In case you are the extra card member, protection doesn’t prolong to different accounts you could have.

You might be solely coated on the account on which you have got been issued the extra card.

Coated Individuals

When the cardboard member enrolls, coated individuals underneath the plan embrace you (the cardboard member) and any passenger together with any approved driver, boarding, sitting in, using in, or alighting from the rental automotive.

Refunds

Should you cancel a refundable automotive rental reservation, the premium billed will mechanically be refunded to you.

This credit score will seem on the assertion together with the credited automotive rental reservation or on the next assertion.

Make the most of Premium Automobile Rental Safety in case you are an American Specific card member.

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