Branch Banking and Trust (BB&T) and SunTrust are now Truist Bank. Find the latest promotions and offers from Truist here.
This bank was originally established in 1872 and is headquartered in Winston-Salem, North Carolina. BB&T has over 2,200 branch locations throughout the following states: AL, DC, FL, GA, IN, KY, MD, NC, NJ, OH, PA, SC, TN, TX, VA, and WV.
BB&T offers Savings and Money Market Accounts, but rates aren’t anything to rave about. See our guides for the top rates in the country: Savings Rates | CD Rates.

[Expired] BB&T Up To $1,000 Checking & Savings Account Bonuses

- What you’ll get: Up To $1,000
- Where it’s available: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, and WV
- How to earn it:
- Use promo code BCNGJ
- Open a checking account and complete qualifying direct deposits totaling at least $500 within 90 days of account opening
- Open any new BB&T savings or MMA, and deposit the balances below within 30 days and maintain for 90 days after account opening. Your bonus is determined by the amount you deposit and maintain:
- Less than $10,000 = $300
- $10,000 – $24,999.99 = $400
- $25,000 – $49,999.99 = $600
- $50,000 -$99,999.99 = $800
- $100,000 or more = $1,000
- When it expires: 3/31/2021
How To Earn The Up To $1,000 Bonus
- Use promo code BCNGJ
- Open a checking account and complete qualifying direct deposits totaling at least $500 within 90 days of account opening
- Open any new BB&T savings or MMA, and deposit the balances below within 30 days and maintain for 90 days after account opening. Your bonus is determined by the amount you deposit and maintain:
- Less than $10,000 = $300
- $10,000 – $24,999.99 = $400
- $25,000 – $49,999.99 = $600
- $50,000 -$99,999.99 = $800
- $100,000 or more = $1,000
Fine Print
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.
[Expired] BB&T $200 Checking Account Bonus

- What you’ll get: $200 bonus.
- Where it’s available: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, and WV
- How to earn it:
- Open a new Bright Banking Checking account with promo code BCPFZ.
- Complete two qualifying $500 direct deposit and maintain that for 75 days to be eligible.
- When it expires: 6/30/2021
How To Earn The $200 Bonus
- Open a new Bright Banking Checking account with promo code BCPFZ.
- Complete two qualifying $500 direct deposit and maintain that for 75 days to be eligible.
Fine Print
- Must open online at BBT.com or in the U by BB&T app.
- Payout limited to one per household.
- Not available if household closed a BB&T personal checking account in the last 12 months or has an active account. Primary account holder must be 18+ years old at the time of account opening.
- Applications subject to credit history review and approval. Truist employees not eligible.
- Not available in NJ/PA. Minimum opening balance of $50 is required.
- Account eligibility review occurs once, 76–90 days after account opening.
- Any account not in good standing, closed or with a balance less than or equal to zero at the time we review account eligibility will not receive the $200 incentive.
- The $200 bonus will be deposited into your new Bright Banking account within four weeks of the account eligibility review.
- Offer can’t be combined with others, may be discontinued at any time, and is subject to change.
- BB&T will report the value of any incentive received by any offer to the IRS as required by law.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.
- The $12/month Bright Banking maintenance fee is avoidable with an average checking balance of $1,500 or combined ACH deposits of $500+ per statement cycle. Other options for avoiding monthly fees are available.
- Electronic deposits of your salary, pension, Social Security or other regular monthly income deposited to your account by an employer or outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device, debit card/prepaid card number or the mail are not eligible to meet the Direct Deposit requirement.
[Expired] BB&T $400 Checking Account Bonus

- What you’ll get: $400 bonus. Has targeted language.
- Where it’s available: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, and WV
- How to earn it:
- Open an Elite Gold Checking account with promo code BBLGC.
- Deposit at least $25,000 and maintain that for 75 days to be eligible.
- When it expires: 7/21/2020
How To Earn The $400 Bonus
- Open an Elite Gold Checking account with promo code BBLGC.
- Deposit at least $25,000 and maintain that for 75 days to be eligible.
Fine Print
- Offer is limited to one incentive per household and does not apply to second or multiple personal accounts.
- Offer not available to households that have closed a BB&T personal checking account in the last 12 months or those with a currently active BB&T personal checking account.
- Primary account holder must be 18 years or older at the time of account opening.
- BB&T will review the account for qualification between 76 and 120 days after account opening.
- Any account not in good standing, closed or with a balance less than or equal to zero at the time they review account eligibility will not receive the $400 incentive.
- Offer is nontransferable and may only be redeemed by the intended recipient or qualified member of the intended recipient’s household.
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.
[Expired] BB&T $300 Bright Banking Checking Bonus

- What you’ll get: $300 bonus
- Where it’s available: AL, DC, FL, GA, IN, KY, MD, NC, OH, SC, TN, TX, VA, and WV
- How to earn it: Open a new Bright Banking Checking account and complete 1 of the following within 75 days of opening:
- Set up and receive at least two monthly direct deposits of $100 each, OR
- Complete 3 online bill payments of at least $25 each using U by BB&T
- When it expires: 8/8/2019
Fine Print
- Offer valid for new BB&T Bright Banking Checking accounts opened online at BBT.com, in a BB&T financial center or through BB&T Phone24 from May 24, 2019, through August 8, 2019.
- Enrollment in the promotion, using code AWZGB or AWYGB, is required at account opening.
- Offer is limited to one incentive per household and does not apply to second or multiple personal accounts.
- To be eligible to participate in the promotion, you must be a new BB&T personal checking client and must not have closed a BB&T personal checking account since May 23, 2018.
- Clients with an existing personal checking account with BB&T (either as primary or secondary account holder) are not eligible.
- The primary account holder must be 18 years old or older at the time of account opening.
- To receive the $300 incentive, clients must do one of the following within 75 days of account opening: 1) Set up and receive at least two monthly direct deposits of $100 each OR 2) Make three online bill payments of $25 each or more using U by BB&T.
- Any account not in good standing, closed or with a balance less than or equal to zero at the time they review account eligibility (between 76-90 days of account opening) will not receive the $300 incentive.
- Normal minimum opening balance requirements apply.
- Accounts are reviewed once.
- Incentive will be paid within four weeks of account eligibility review.
- BB&T associates are not eligible for this promotion.
- Not available in Pennsylvania and New Jersey.
- All applications are subject to a credit history review and approval.
- BB&T will report the value of any incentive received through any offer to the Internal Revenue Service as required by law.
- This offer is non-transferable and may not be combined with other offers.
- This offer is subject to change and may be discontinued at any time.

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