Here, you can find the latest BMO Harris Bank promotions, bonuses, and deals. Most promotions have given away $100, $200, $300, $400, $500, or even as much as $700.
BMO Harris Bank was founded in 1882 and has its main office in Chicago, Illinois. It is the second largest bank in the state. They now have over 600 branches in Arizona, Florida, Illinois, Indiana, Kansas, Missouri, Minnesota, and Wisconsin.
BMO Harris Bank is a traditional bank, so it has a full range of deposit accounts, such as Checking, Savings, Money Market, CD, and IRA products.
Let’s look at what BMO Harris is offering right now.

BMO Harris Bank Bonus: Up To $500 Checking + Up To $60 Savings Offer

- What you’ll get: Up to $500 Checking + up to $60 Savings bonuses
- Where it’s available: Nationwide
- How to earn it:
- You can choose from the following offers:
- Smart Advantage™ Account: Get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days
- Premier™ Account: Get a $500 cash bonus when you have a total of at least $7,500 in qualifying direct deposits within the first 90 days
- Smart Money™ Account: Get a $300 cash bonus when you have a total of at least $4,000 in qualifying direct deposits within the first 90 days
- Plus, open a new Savings Builder account and enjoy the benefit of earning a $5 reward every month you save $200 for the first year (earn up to $60 if you qualify for 12 months).
- You can choose from the following offers:
- When it expires: 9/30/22
Account Features
BMO Harris Smart Advantage™ Account – This checking account has no monthly fees when you sign up for eStatements. Signing up for eStatements will also avoid the $2 paper statement fee.
You’ll have access to over 40,000 Allpoint network ATMs nationwide for fee-free transactions. There are no fees for withdrawals and deposits at BMO Harris branches or ATMs.
BMO Harris Premier™ Account – This is the bank’s premium checking account option, which comes with a few extra customer benefits, such as Relationship Packages – which offer higher levels of benefits the more you bank with them. The account does have a $25 monthly maintenance fee. You can waive this fee when you have one of the following each month:
- A $25,000 minimum daily Ledger Balance for the previous calendar month
- $25,000 in Monthly Combined Balance for the previous calendar month
Features we like include unlimited non-BMO Harris ATM transactions and $25 in monthly rebates on ATM surcharge fees charged by other banks. Fees are also waived on Cashier’s Checks, Money Orders, paper statements and more.
BMO Harris Smart Money™ Account – This account has no overdraft fees and no NSF (non-sufficient funds) fees. There is no minimum balance required and no monthly maintenance fee for those under 25 years old.
You’ll also have unlimited fee-free transactions at over 40,000 Allpoint network ATMS nationwide with this account.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, BMO Harris and many more.

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