Find updated Discover Bank (discover.com) Checking, Savings, CD and IRA promotions and bonuses here.
Discover Bank is an online-only bank and has no retail branches. They are able to offer better rates by operating their banking services online. Their line of deposit accounts include Savings, Checking, Money Market, CD, and IRA CD accounts. Discover Bank originally began when it acquired the Greenwood Trust Company in 1985 and is also now headquartered in Greenwood, Delaware.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, BMO Harris and many more.
Discover Bank $150 or $200 Savings Bonus
- What you’ll get: $150 or $200 bonus
- Where it’s available: online, nationwide
- How to earn it:
- Apply for your first Discover Online Savings Account (online, by phone or Discover App).
- Enter offer code GOBR622 when applying.
- Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus.
- Deposit must be posted to account within 30 days of account open date.
- When it expires: 9/15/22
Fine Print
- Offer not valid for existing or prior Discover savings customers or existing or prior customers with savings accounts that are co-branded, or affinity accounts provided by Discover.
- Eligibility is based on primary account owner.
- Account must be open when bonus is credited.
- Bonus will be credited to the account within 30 days of the account qualifying for the bonus.
- Bonus is interest and subject to reporting on Form 1099-INT.
- Offer may be modified or withdrawn without notice.
See more bonus offers that don’t require direct deposit…
Discover Checking 1% Cash Back (Up To $30/Month)
The Discover Cashback Checking account is a great option if you’re looking into Online Checking accounts, which essentially is also considered a Free Checking account. One of the ways this account sets itself apart from competitors is by allowing you to earn up to $30/month in cash back bonuses.
It’s also one of the best accounts for low-fee ATM debit card use internationally.
This isn’t like the other sign-up bank promotions available, but rather an extra perk for an already great Checking account.
If you’re wondering about the convenience of accessing your cash, you’ll have over 60,000 ATM locations which are free. These ATMs are scattered throughout the country at popular drug stores, convenience stores, grocery stores, etc., such as CVS, Walgreens, Tom Thumb, Target, 7-Eleven and many others.
ACCOUNT FEATURESEARNING THE CASH BACK
Discover CashBack Checking Features:
- No monthly fees or monthly balance requirements (standard with online banks; traditional banks usually have monthly maintenance fees)
- Access to over 60,000 free ATMs in the U.S. (uses the Allpoint network; the largest ATM network big online banks use)
- Earn 1% cash back on up to $3,000 in debit card purchases each month
- Free Online Bill Pay (standard with most banks)
- Free Check Reorder (good perk; most banks charge for re-orders)
- Free Replacement Debit Card (standard with most banks)
- Free Official Bank Check (standard with most banks)
- Free Expedited Delivery for your Replacement Debit Card (good perk; some banks charge for this)
- Free Outbound ACH Transfers (standard with most banks)
- Free Incoming Wire (good perk; most traditional banks charge for this)
How It Works
- Earn 1% cash back on up to $3,000 in debit card purchases each month
- ATM transactions, the purchase of money orders or cash-equivalents, cash over portions of point-of-sale transactions, and Peer-to-Peer (P2P) payments are not eligible for cashback rewards.
- In addition, purchases made using third-party payment accounts (services such as Venmo and PayPal, who also provide P2P payments) may not be eligible for cashback rewards.
- You can redeem your cashback bonus for any amount.
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