Lili banking promotions and offers can be found updated here. They’re offering a sign-up bonus via a referral and $100 per qualified referral. See other referral promos here.
Lili is a mobile banking provider based in New York City. They’ve designed their platform with freelancers in mind. Features include no monthly service charge and no minimum balance requirement.
The Lili Visa® business debit card can be used everywhere Visa debit cards are accepted. You’ll get free ATM withdrawals at over 32,000 locations.
See our bank offers page for more offers. Top offers can be found from Chase Bank, HSBC Bank, Aspiration, TD Bank, BMO Harris, Bank of America and many more.

Lili Banking $100 Sign Up Bonus & $100 Per Referral
Update: As of February 20, 2022, the referral program has been paused.

- What you’ll get: $100 sign up; $100 per referral
- Where it’s available: Nationwide
- How to earn it:
- Sign up for a Lili account via a referral link and within 45 calendar days of opening the account, receive at least $250 in a single qualifying Direct Deposit (a qualified Direct Deposit is defined as a Payroll Deposit or a payment from a Gig Economy Payer).
- Once you have an active account, you can earn $100 per qualified referral (up to $1,000) who signs up for an account via your referral link and within 45 calendar days of opening the account, receive at least $250 in a single qualifying Direct Deposit (a qualified Direct Deposit is defined as a Payroll Deposit or a payment from a Gig Economy Payer).
- See the referral program terms here.
- When it expires: Not listed
How To Earn The Bonus
EARNING THE BONUSACCOUNT FEATURESWAIVE THE MONTHLY FEEFINE PRINT
- Sign up for a Lili account via a referral link and within 45 calendar days of opening the account, receive at least $250 in a single qualifying Direct Deposit (a qualified Direct Deposit is defined as a Payroll Deposit or a payment from a Gig Economy Payer).
- Once you have an active account, you can earn $100 per qualified referral (up to $500) who signs up for an account via your referral link and within 45 calendar days of opening the account, receive at least $250 in a single qualifying Direct Deposit (a qualified Direct Deposit is defined as a Payroll Deposit or a payment from a Gig Economy Payer).
- No monthly service fee
- No minimum balance required
- No ATM fee at 38,000+ locations
- No foreign exchange rate adjustment
No monthly fees with a Lili account.
- The referred friend and the customer will both get $100 once:
- The referred friend opens a Lili account
- The account has at least $250.00 in debit purchase transactions with the Lili Card (not including P2P payment apps such as Venmo or Cash App).
- All transactions must have posted and settled to the account within 45 calendar days of opening the Account.
- Referee must be a new Lili customer with no current or prior Lili account.
- If the terms of the Referral Program are met the reward will be paid to each party within five business days after all qualifying transactions have posted to the account.
- Limit: Each Customer may earn no more than $500.00 in referral rewards.
*Note: We don’t have a personal referral link to share. Current account holders are welcome to leave referral details in the comments section below.
Here are some referral links from readers you can try:
Bottom Line
If you’re a freelancer looking for a banking account with no monthly fees, Lili is worth a look.
Find more bank bonuses here, including offers from Bank of America, Chase, TD Bank, HSBC, Aspiration and more.

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