One offers shared banking for family and friends who have combined expenses and financial goals, so that you can seamlessly spend, save, and share money.
To earn a $50 bonus, join via this $50 One Referral Bonus Link and complete a paycheck direct deposit of $250 or more in a single transaction (excludes money transfers and peer-to-peer payments).
How One Works
To manage your money together, you can designate shared “Pockets” for saving, spending, or borrowing money.
Once you create a shared Spend pocket, either partner can make purchases on their One Card and view all transactions in the One App.
To reach your goals faster, you can earn a 3% APY on your AutoSave pocket and a 1% APY on your Save pocket balances.
When you set up your AutoSave pocket with an employer direct deposit, One automatically transfers 3% per paycheck (max $100) into your AutoSave pocket, where it earns a 3% APY.
The rest of your paycheck goes into your Save pocket, where it earns a 1% APY, and you can withdraw funds from either Save or AutoSave pocket at any time.
If you ever run into financial gaps, your One account includes a Borrow pocket with access to credit that gives you instant approval and immediate funding.
An additional benefit for borrowers is that there is no interest on funds that are repaid within the same month that you borrow.
One has no monthly maintenance fees, no minimum balance requirements, no overdraft fees, and no cash advance fees.
Your money is completely safe and FDIC-insured for up to $250,000 per depositor through their banking provider, Coastal Community Bank.
Earn $50 Bonus with One Finance
1. Register via this $50 One Referral Bonus Link to get started.
2. Complete a paycheck direct deposit of $250 or more in a single transaction. To qualify, paychecks must be from a private company or other employer type (excludes money transfers and peer-to-peer payments).
3. Your $50 bonus credit will appear in your Spend pocket.
One Refer-A-Friend Bonuses – “Give $50, Get $50”
After you create a One account, you can participate in the One Refer-A-Friend Program to earn additional bonuses.
When you refer friends who complete a paycheck direct deposit of $250 or more in a single transaction, you will both receive a $50 bonus.
To refer your friends, just visit the “Invite Friends” section of the One App to copy and share your unique referral link.
At this time, you can refer an unlimited amount of people, but you only earn credits for up to 10 friends or $500 in total bonuses.
$5 One Mobile App Promotion
After you register on the One web platform, you may be able to get a $5 bonus in your Save pocket when you download the One app on your mobile device.
Look for this offer on the welcome screen after verifying your identity during registration.
It will provide a link to download the app, and when you download the One app and log in with your new credentials, you should see the $5 bonus instantly applied.
I cannot personally guarantee that everyone will have access to this offer, but I did see it during my registration process.
If you want to share banking with family and friends, check out One to earn up to $500 for referrals.