Find Oxygen (Oxygen.us) banking promotions here. They’re now offering a $5 or $10 cash bonus to new members. The banking and financial service also has a “give $5/$10, get $5/$10” referral promotion. More referral offers here.
Oxygen is a new digital banking provider designed with freelancers in mind. Members get flexible banking, real money cashback and a line of credit. There are no monthly fees, nor overdraft fees. Keep reading for more on Oxygen and their offers.
See our bank offers page for more offers. Top offers can be found from Chase Bank, HSBC Bank, Aspiration, TD Bank, BMO Harris, Bank of America and many more.
Oxygen Bonus: $5/$10 Sign-Up Offer
Get a $5 or $10 cash bonus (depending on the referrer’s Element, $5.00 for Earth and $10.00 for Water, Air and Fire) when you open a new Oxygen Deposit Account using a current customer’s referral link, deposit $200 or more and make at least five debit purchase transactions within 60 days of opening your account. Your bonus will credit to your Oxygen account within 10 business days of qualifying.
This offer is only valid for new Oxygen customers with no current or prior Oxygen account.
*We don’t currently have a referral link to provide. You can try one of the following (feel free to share your own the comments section):
Give $5 or $10, get $5 or $10 (depending on the referrer’s Element, $5.00 for Earth and $10.00 for Water, Air and Fire) with Oxygen’s Refer-A-Friend program. To participate, you must have an Oxygen account. Here’s how it works:
- Go to the “Invite-A-Friend” section within the app to access your unique referral link.
- Send your link (and the chance to earn a $5/$10 cash bonus) to everyone you know.
- Get $5 when your referral joins using your link, deposits $200+ and uses their Oxygen debit card 5 times within 60 days of account opening. You’ll receive your bonus within 10 business days.
You can earn a maximum of $500 in Oxygen referral bonuses every six months.
Oxygen $200/$300 Bonus With Direct Deposit $2,000/$3,000 (Targeted)
Select existing users have been targeted for a bonus of either $200 or $300 with direct deposit of $2,000/$3,000+.
Look for email with the targeted offer in the subject line. Not everybody is getting this offer but many are.
Oxygen Features
Once you open an Oxygen Deposit Account, you’ll get a Visa debit card so you can withdraw your funds instantly. Members have fee-free access to more than 30,000 Moneypass ATMs.
You can also apply for a line of credit. Oxygen will assess your financial situation before they approve you. Traditionally, freelancers have a hard time getting approved for a line of credit, because of their fluctuating income.
If you use your credit line as a security blanket and let it sit untouched, you won’t have to pay any interest. If you do use of your line of credit, Oxygen charges a flat monthly fee until you repay what you owe in full.
Other features include:
- Links to other bank accounts
- No minimum balance requirement
- No overdraft fees
- No ACH bank transfer fees
- No foreign transaction fees
- Virtual cards
- Cashback rewards
- Immediate transaction notifications
- Secure and FDIC-insured
- User-friendly app for iOS and Android
- Customer support 7 days/week
Bottom Line
If you’re a freelancer, and you can’t access a line of credit, Oxygen is an excellent solution. You’ll also get a deposit account and a Visa debit card when you join. But if you’re looking for an interest-bearing banking account, you’ll want to consider other options.
For a similar banking service aimed at freelancers, check out LiLi. They’re offering a $10 sign-up bonus and $10 per referral. Find more bank bonuses here, including offers from Bank of America, Chase, TD Bank, HSBC, Aspiration and more.
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