PNC Bank (pnc.com) always has great sign-up promotions, bonuses and offers that you can find here. This page will be updated with new Checking, Savings, and Business account promotions.
Typical bonus amounts are $200, $250, $300, $400 and $500 offers.
PNC Bank has branches in the following states: AL, DC, DE, FL, GA IL, IN, KY, MI, MO, MD, NC, NJ, NY, OH, PA, RI, SC, VA, WI, and WV.
They have more than 6 million customers across 21 states, and currently hold more than $350 billion in total assets. They operate more than 2,700 branches and 7,400 ATM machines. PNC Bank is actually one of the best banks with low foreign ATM fees also.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, BMO Harris and many more.
PNC Bank Bonus: Up To $400 Virtual Wallet Checking Offer
- What you’ll get: Up To $400
- Where it’s available: At select locations only (upon clicking on the offer link, you will be asked to enter your zip code and will be presented with this $400 offer or possibly another one; not all states with branches will show this offer).
- How to earn it:
- Earn $200: Open a Virtual Wallet Checking Pro with Spend, Reserve & Growth with direct deposits totaling $2,000 within 60 days of account opening; OR
- Earn $400: Open a Virtual Wallet with Performance Select with direct deposits totaling $5,000 within 60 days of account opening.
- When it expires: 8/31/2022
Waive The Monthly Fee
Virtual Wallet with Performance Spend: $15 monthly fee waived if:
- $2,000+ monthly direct deposit to the Spend Account ($1,000+ total qualifying monthly direct deposits for WorkPlace Banking customers)
- OR, $2,000+ monthly balance in Spend + Reserve
- OR, $10,000 in all PNC consumer deposit accounts
Virtual Wallet with Performance Select: $25 monthly fee waived if:
- $5,000+ monthly direct deposit to the Spend account
- OR, $5,000+ monthly balance in Spend + Reserve
- OR, $25,000 in all PNC consumer and/or investments accounts
Fine Print
- You will only be considered for one reward amount, which is based on the product type you open.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on the offer page OR in a branch using the appropriate coupon through expiration date, and a qualifying Direct Deposit(s) must be received within the first 60 days.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
- A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet.
- The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet.
- Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
PNC Bank Bonus: $200 & $500 Business Checking Offers
- What you’ll get: $200 bonus or $500 bonus
- Where it’s available: AL, DC, DE, FL, GA, IL, IN, KY, MD, MI, MO, NC, NJ, NY, OH, PA, SC, VA, WI and WV
- How to earn it:
- $200 bonus: Open a qualifying Business Checking or Business Checking Plus account and
- Maintain a minimum average cycle balance of $5,000 for each of the first three statement cycles.Make at least 20 total qualifying PNC Bank Visa® Debit Card transactions within the first three statement cycles.
- $500 bonus: Open a qualifying Treasury Enterprise Plan or Analysis Business Checking account and
- Maintain a minimum average cycle balance of $30,000 for each of the first three statement cycles.
- $200 bonus: Open a qualifying Business Checking or Business Checking Plus account and
- When it expires: 9/30/2022
Fine Print
Offer only available to businesses with an annual revenue less than $5 million.
- You may earn a reward if you open a new PNC Business Checking or PNC Business Checking Plus account.
- To qualify for the reward, the new checking account must be opened, and the following conditions must be met: (a) average cycle balance of $5,000 must be maintained in your new checking account for each of the first three statement cycles; and (b) at least 20 total qualifying PNC Visa® Business Debit Card transactions must be made within the first three statement cycles.
- Your new checking account must be open in order for you to receive the reward, which will be credited to the eligible account within 90 days after all conditions have been met and will be identified as “Credits NEW BUS BONUS” on your monthly statement.
- Only business checking accounts with statements that cycle monthly are eligible for this offer. Business checking accounts that receive statements daily, weekly or quarterly are ineligible.
- Already established, converted or repurposed PNC checking or savings accounts are not eligible.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank business checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.
- Offer may be extended, modified or discontinued at any time.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
See more bonus offers that don’t require direct deposit…
[Expired] PNC Bank Bonus: Up To $400 Virtual Wallet Checking Offer (Outside-Of-Footprint)
- What you’ll get: Up To $400
- Where it’s available: At select locations only (upon clicking on the offer link, you will be asked to enter your zip code and will be presented with an offer; not all states will show an offer).
- How to earn it:
- Earn $50: Open a Virtual Wallet and establish total qualifying direct deposits of $500 within 60 days of account opening; OR
- Earn $200: Open a Virtual Wallet Checking Pro with Spend, Reserve & Growth with direct deposits totaling $2,000 within 60 days of account opening; OR
- Earn $400: Open a Virtual Wallet with Performance Select with direct deposits totaling $5,000 within 60 days of account opening.
- When it expires: 5/31/2022
Waive The Monthly Fee
Virtual Wallet: $7 monthly fee waived if:
- $500+ monthly direct deposit to the Spend account
- OR, $500+ monthly balance in Spend + Reserve
- OR, Account holder is age 62+
Virtual Wallet with Performance Spend: $15 monthly fee waived if:
- $2,000+ monthly direct deposit to the Spend Account ($1,000+ total qualifying monthly direct deposits for WorkPlace Banking customers)
- OR, $2,000+ monthly balance in Spend + Reserve
- OR, $10,000 in all PNC consumer deposit accounts
Virtual Wallet with Performance Select: $25 monthly fee waived if:
- $5,000+ monthly direct deposit to the Spend account
- OR, $5,000+ monthly balance in Spend + Reserve
- OR, $25,000 in all PNC consumer and/or investments accounts
Fine Print
- You will only be considered for one reward amount, which is based on the product type you open.
- To qualify for the reward, the new Virtual Wallet product must be opened online via the application links on this page OR in a branch using the appropriate coupon through expiration date, and a qualifying Direct Deposit(s) must be received within the first 60 days.
- Your Virtual Wallet product must remain open in order for you to receive the reward, which will be credited to the eligible account within 60-90 days after all conditions have been met and will be identified as “Cash Trans Promo Reward” on your monthly statement.
- A qualifying Direct Deposit is defined as a recurring Direct Deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into the Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet.
- The total amount of all qualifying Direct Deposits credited to your Spend account must be at least $5,000 for Virtual Wallet with Performance Select, $2,000 for Virtual Wallet with Performance Spend or $500 for Virtual Wallet.
- Credit card cash advance transfers, wire transfers, transfers from one account to another or deposits made at a branch or ATM do not qualify as qualifying Direct Deposits.
- New account will not be eligible for offer if any signer has signing authority on an existing PNC Bank consumer checking account or has closed an account within the past 90 days, or has been paid a promotional premium in the past 12 months.
- If multiple accounts are opened with the same signers, only one account will be eligible for the premium.
- For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account. Offer may be extended, modified or discontinued at any time and may vary by market.
- The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099, and may be considered taxable income to you.
- Please consult your tax advisor regarding your specific situation.
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