Sable (sablecard.com) is welcoming new customers with a $20 cash bonus (referral link required). You’ll earn an additional $20 cash bonus for every person who claims their welcome reward using your unique referral link. More referral offers here.
Sable is a mobile banking provider, created for people immigrating to the United States. They offer both checking and credit, without requiring a U.S. credit history or Social Security number. All you need is a passport, visa and five minutes of your time. For more on Sable and their current offers, keep reading.
For more current offers, see our bank bonuses page. Popular offers can be had from banks like Chase Bank, HSBC Bank, Aspiration, Bank of America, BMO Harris and many more.

Sable $20 New Member Bonus
Receive a $20 cash bonus when you use a referral link to open a new Sable account and spend at least $250 on your Sable card within 60 days of joining. This offer applies to new customers only.
Try one of the referral links below:
Sable Give $20, Get $20 Referral Program
Enjoy a $20 cash bonus for every person who uses your unique referral link to open a new Sable banking account and spends at least $250 on their Sable card within 60 days of joining. Each of your referrals will receive a $20 cash bonus for completing all reward requirements.
Your bonus will post to your account up to 45 days after your referral qualifies. You can earn a maximum of $10,000 in referral bonuses.
Sable Double Cashback Bonus for New Customers
Now with Sable, get a dollar-for-dollar match on all cash back at the end of your first year!
- For new customers that open and activate a Sales Debit and/or Sable ONE credit card.
- Sable will match (“double”) the cashback rewards you have earned during the promotional period 12/1/2021-12/31/2022.
- Offer expires 12/31/2022
- Sable will add the match to your rewards account within two billing periods.
- See Terms & Conditions here.
Sable Features
Sable is a complete banking solution, providing customers with a banking account, debit card and credit card. The mobile banking service lets you deposit money, send wire transfers and pay bills.
Here are the features you will enjoy with the Stable ONE Secured Credit Card and the Stable Debit Card:
Stable ONE Secured Credit Card
● Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus (through 12/31/2022).
● Earn 2% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more! Plus, earn 1% cash back on all other purchases.
● Auto-review to unsecured card in as FAST as 4 months, 3X faster than anywhere else with Sable’s graduation promise.
● Up to $10,000 credit limit
● No credit check or US credit history required.
● No SSN required for non US citizens.
● Build US credit history FAST. Sable offers enhanced reporting on more data points than any other card so you can build your credit faster.
● No annual fee, no minimum security deposit.
● Premium benefits like coverage in the event your covered cell phone is stolen or damaged (including cracked screens!), rental car insurance, and much more!
Stable Debit Card
● Get a dollar-for-dollar match on all cash back at the end of your first year with Sable’s Double Cash Bonus (through 12/31/2022).
● Earn 1% cash back on everyday purchases at Amazon, Uber, Uber Eats, Whole Foods, Netflix, Spotify, and more!
● No credit check or US credit history required and no SSN required for non US citizens
● Open a restricted account before you step foot in the U.S or have a U.S address.
● Zero hidden fees—no annual fees, no additional ATM fees, no overdraft fees, no card replacement fees, and no minimum deposit.
● Premium benefits like extended warranty where Sable will double the warranty for eligible items purchased with your Sable card, and satisfaction guarantee where Sable will cover most purchases if you become dissatisfied with a new product within 60 days of purchase, and much more!
Onboarding is quick and easy via the mobile app, with no minimum initial deposit requirement. Within five minutes, you’ll have a virtual debit card and credit card you can use immediately, while waiting for your physical cards to arrive in the mail.
Sable reports to all three credit bureaus, so you can start building your credit history with a Sable credit card. They’ll even reward you with a $20 cash bonus if you build a 700+ credit score within 12 months of use. Other Sable features include:
- Mobile check deposits.
- Nationwide ATM network.
- Cheap global money transfers to 55+ countries with a best price guarantee.
- Virtual card numbers.
- Option to lock/unlock your card within the app.
- FDIC insurance up to $250,000.
- Anti-fraud detection on every transaction.
Sable is particularly suited if you’re a newly-arrived immigrant. Often, you’ll have a hard time accessing finance when you first step foot into the United States, mainly because you have yet to establish a good credit score and history, not to mention having to submit documents like Social Security number (SSN) and state ID when you apply. Sable solves that problem by determining their applicants’ credit risk using a proprietary credit risk model (as opposed to traditional credit risk models that banks use) and accepts alternative documents for identity verification.
Sable Fees
Sable customers enjoy zero annual and monthly fees on base products and zero fees on:
Sable is all about transparency, so there are never any hidden fees.
Bottom Line
Sable makes banking inclusive and effortless for everyone, even if you’re not a U.S. citizen. They make it quick and easy to open a low-cost banking account, and get a debit card and credit card, without a credit history, Social Security number or state ID card. You’ll even earn cashback rewards on card purchases.
If you’re an immigrant looking to take out a loan, check out Stilt. You don’t need to have a Social Security number or cosigner to apply. Stilt is currently offering a $20 cash bonus to new borrowers.

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